blue digital mesh wave

Small Business Lending

Reach your small business goals with an SBA loan

Why SBA?
Small businesses need flexible loan options. SBA loans can help small businesses grow despite a lack of collateral or length of time in businesses, and they can provide borrowers with lower down payments, longer repayment terms, varied use of funds, and reduced interest rates.

SBA loans improve the local economy, and in turn, the local job market. Statistically, one job is created or preserved for every $65,000 in SBA loans.

Agility Bank provides small businesses with SBA 7(a) financing through a partnership with Waterstone LSP.

 
SBA 7(a) loans are ideal for growing your business and can provide:
  • Faster loan decisioning times so you can start growing your business sooner.
  • Between $150,000.00 and $5,000,000.00 in funds.
  • Multiple uses of your loan.
  • Advance rates of up to 90% and sometimes 100%.
  • 10-year maturities for non-real estate use of proceeds
  • 25-year maturities for real estate use of proceeds