Automated Clearing House (ACH)

With Automated Clearing House (ACH) services, your business can save money on processing costs by making payments and transfers without a check or wire.

ACH transactions are handled electronically with maximum efficiency. ACH payments are 25 percent less likely than checks to be a target for fraud, potentially reducing your exposure to financial losses.

You can initiate transactions such as direct deposits, direct debits, and cash concentrations right from your office computers - saving time and offering more control. Learn more about our ACH services below.

ACH Direct Deposit	ACH Direct Debit	ACH Vendor Payments
Payroll/Expense Reimbursement Send transactions by flexible entry methods, including our business banking online ACH module. Benefits: Predictable cash flow and prompt delivery of payments. Flexible processing schedules to accommodate almost any payroll schedule. A new employee benefit to offer your workforce.	Customer Payments Receive payments faster by directly debiting your customers' accounts when funds are authorized. Benefits: Maximize cash flow while minimizing float associated with receivables. Receive collections on specific due dates Offer your business customers an efficient payment method.	Vendor Payments Make one-time or recurring payments to your vendors by sending electronically through ACH. Benefits: Send payments for specific due dates. Avoid high costs of issuing checks. Lower your fraud risk.

Questions about ACH? Contact a banker at 713-324-8810 today or click the "Let's talk!" button at the bottom of your screen.